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General
Information
Since 2007, SCORA's general
liability insurer is the same as
that of the Hawai'ian Canoe Racing
Association (“HCRA”). SCORA’s
policy applies to SCORA and its
Member Clubs.
Visiting Crews
All visiting crews must be from a
recognized club and/or association
and have proof of their own
insurance as is required by Race
Rule §3.2.1.
Also, it
is imperative that each member of a
visiting crew, its coaches,
skippers, any person on its escort
boat, and any person who accompanies
that crew in any capacity sign a
SCORA Release
of Liability form.
Insurance Certificates
To request an insurance certificate, please gather the appropriate information as detailed below and email your request to Denise Shandroff. WHAT MOST CLUBS NEED:
#1. Regular certificates of additionally insured, usually naming club's practice sites, and property owners or agencies involved with club sites and canoe storage. These are automatically renewed each year.
- Participating SCORA Member Club: __________
- Additional Insured: ___________
- Additional Insured’s address and contact: _________
WHAT CLUBS THAT HOST RACES AND SPECIAL EVENTS NEED:
#2 is like #1, but is for clubs that host races, corporate challenges and/or fundraisers, and it names additional property owners, agencies, and other entities involved with race/event sites. Usually certificates of additionally insured are all that are required for race/event sites, but some entities require "endorsements". Endorsements are different - and the addition of too many endorsements may effect SCORA's cost for coverage and renewal - so please be sure they are absolutely necessary for your club's event, and don't automatically offer them to anyone requesting insurance, as we are not guaranteed to get them from our underwriter. Please get these requests to me well in advance of your event. Endorsements take longer to process than regular certificates. If your club is hosting a fund-raiser, don't forget to fill out the Fundraising Application Form and email it to Denise Shandroff at least 2 weeks prior to the event, so that your club's event is insured.
- Participating SCORA Member Club: __________
- Additional Insured: ___________
- Additional Insured’s address and contact: _________
- Event Name: ___________
- Event Date: ____________
- Event Location: __________
WHAT PADDLERS NEED WHEN RACING IN HAWAII:
#3 is for a certificate of proof of insurance for SCORA paddlers going to compete in races in Hawaii (or elsewhere). Please be sure to try to get the request in at least 2 weeks before the race. Proof of insurance is provided for SCORA member clubs, not individual paddlers.
- Participating SCORA Member Club: __________
- Additional Insured: ___________
- Participating HCRA Member Club: _________
- Event Name: ___________
- Event Date: ____________
- Event Location: __________
“Waiver, Release of Liability, and
Assumption of Risk” Form
Member clubs are responsible for
making sure that all appropriate
individuals sign a
2011 SCORA Release of Liability form. Release
Forms must be signed by:
• all paddlers who are
members of a SCORA club
• all paddlers who
participate in a SCORA race
regardless of club affiliation
• all paddlers who
practice with a SCORA club, even
once
• all non-paddlers who
get in a canoe for a ride
• all participants in any
SCORA event or member club event
• all coaches
• all escort boat drivers
• all passengers on
escort boats
• all vendors
Please be aware that this is not an
exhaustive list. If you are in
doubt about whether an individual
should sign a 2010
SCORA Release
of Liability form, please ask
them to do so. Also inquire with SCORA as to whether another category
of individuals should be added to
the list above.
Incident & Accident Reporting
It is very important to collect
statements and contact information
from all witnesses and individuals
involved in an incident or accident
that occurs at, or ancillary to, a
SCORA event or a SCORA member club
event.
An
incident reporting form is now
available. It is recommended to
keep these forms at your practice
site and any other event site. If
you do not have an incident
reporting form on hand when needed,
use common sense to gather contact
information and facts and leave any
lengthy analysis of the situation
for later.
Collect statements and contact
information as soon as is possible
and safe.
FUNDRAISING APPLICATION FORM from SERVCO
Every club needs to fill one of these out and email it to Denise Shandroff least 2 weeks prior to their fundraising events in order for SERVCO to cover their events. Each club is allowed up to 5 fundraising events per year. Clubs running more than 5 events per year will incur a small charge for extra insurance coverage.
Have Questions?
Please contact SCORA Insurance Officer Denise Shandroff.
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